IT for banks &
financial service providers.
Digital. Intelligent. Secure.
Our focus areas in the financial sector
Productive AI in the financial sector
Artificial intelligence is changing business processes and decision-making pathways in the financial sector. We create the prerequisites for the productive use of AI and, taking into account the EU AI Act, DORA and MaRisk, develop intelligent agent systems for specialist departments, employees and customers.
Modernisation of core systems
Legacy core systems slow down innovation and make it more difficult to use artificial intelligence, modern security architectures and digital services. Taking into account the requirements of BaFin and the ECB, we create the basis for future-proof IT—without jeopardising ongoing operations.
Payments &
Open Finance
New requirements such as instant payments, Wero and Open Finance are bringing lasting change to payments. We develop and integrate modern payment solutions that securely connect new services with existing systems and create scope for future innovations.
Straight-through processing & automation
Increasing cost and efficiency pressure requires a higher degree of automation. Taking into account strict legal requirements (e.g. BaFin, MaRisk, KWG, GDPR), we create the basis for end-to-end and case-closing straight-through processing (STP), reduce manual processing steps and sustainably accelerate business processes.
Cyber security & digital sovereignty
Artificial intelligence is fundamentally changing the threat landscape. Modern cyber security and digital sovereignty are becoming decisive prerequisites for meeting regulatory requirements (e.g. DORA) and remaining capable of acting in the long term.
Digital customer experiences
Customers today expect intelligent, high-performance and secure digital services. We develop applications, portals and agent-based interactions that enable seamless processes and create new customer experiences.
Connected financial platforms
Modern financial services are created through connected systems. We integrate applications, platforms and partner solutions via high-performance interfaces (e.g. Open Banking, FinTS/HBCI, EBICS) and create end-to-end digital processes.
Meet us at the
“ibi Payments Forum 2026”
on 28–29 October 2026 in Frankfurt
Our projects repeatedly show: The challenge rarely lies in introducing individual technologies. What is decisive is to consider business processes, IT landscapes, security requirements and regulatory specifications holistically. Only then can artificial intelligence, Open Finance and digital services realise their added value.
– Kai Braunert, Managing Director, S&N Invent GmbH
Relevant products for the financial sector
Market-leading, AI-based financial statement analysis for banks, insurers and leasing.
Software solution for lessors to create leasing offers at the point of sale.
Service app for lessees. Added value for existing customers. Offers for new customers.
Global Asset Management System. Valuation of all assets for leasing customers.
Enterprise management for cash devices. Device- and platform-independent.
